Low Cost Home Ownership

What is it?

Carlisle City Council works with private developers to secure discounted sale properties on new housing developments.  The properties we negotiate depend on the location of the development and the identified housing need in that area.  These properties are sold at between 90 - 70% of the full market value to qualifying applicants.  The properties are secured via a Section 106 Agreement (Town and Country Planning Act 1990) and must remain in perpetuity.

Who can buy these properties?

Individuals apply to the Council for these properties and generally (please note this list is not exclusive) would need to:

• demonstrate in financial terms that they require the discount on the property in order for them to buy it, and
• have a local connection to the parish, ward or district.

Interested?

You must complete the Council's application form for Low Cost Housing and be registered on their waiting list.  Application forms are available from; Housing Services, Carlisle City Council, Civic Centre, Carlisle, CA3 8QG

You can ask us to send you one by telephone 01228 817443, by email housing@carlisle.gov.uk or you can download the Application Form (PDF format).

In addition to your application form, we will require the following supporting information listed below.  We may also ask for further information depending on what is detailed in the application form. 

• Payslips (last two months) 
• Evidence of savings (must be recent)
• Details of bank statements from your current account/s (last two months)

All information you provide will be treated as strictly confidential.

Cumbria HomeBuy

Another option you might like to consider as well as Carlisle City Council's Low Cost Home Ownership scheme is Cumbria HomeBuy.